Speed Up Prior Authorizations with Certified Billing Pros
Our billing team knows every insurer’s process so you get medication approvals in days, not weeks.
Prior authorization is a process that insurance companies use to go through the details of particular medications before accepting to cover them. By doing so, insurers can verify that a prescription drug is within their medical guidelines.
Patients need to know medication approval timelines to avoid unnecessary delays that may be detrimental to their health and your medical practice revenue.
A doctor can start the approval process by submitting a patient’s prescription information. Then the insurance company reviews their medical records. The reviewers then find out whether the medication is medically necessary for their condition or not. Lastly, they approve or deny the request.
The time it takes for each of the steps, the policies of your patient’s insurance plan, and the manner in which you have made your request determine the overall wait time.
The time prior authorization takes depends on what you are asking and how complex your patient case is.
How long does prior authorization take for medication? Standard medications require 1-3 business days for average approval. Since these drugs are commonly requested, insurance companies have streamlined systems to process them quickly.
Urgent approval requests are fulfilled faster, that is, within 24 to 72 hours. Physicians indicate that these cases are urgent, and this is meant to inform the insurance company to examine the cases urgently.
More complex cases require 7-14 business days. These instances are drug cases that have a special procedure, patients who are dealing with chronic conditions, or those procedures that require a lot of explanations.
Specialty drugs and costly treatments take the longest, which require between 10 and up to 30 days or even more. These include biologic medications, cancer drugs and expensive therapies that undergo strict review. Insurance companies frequently demand full medical histories, evidence that alternative treatment options failed and even direct interviews with physicians.
A single insurer may grant a medication within two days, while another one may take a complete week, even in cases where they present the two with the same paperwork.
The electronic prior authorization systems have cut the waiting times radically because they eliminate the delays that paper forms bring about. Online apps enable real-time communication, automatically complete data forms, and provide real-time status reporting.
Medical offices that apply electronic systems usually obtain approvals 30 to 50 percent faster than those using fax machines or mail.
Rejection is a frustrating experience as it involves protracted appeals. Paperwork mistakes and information omissions cause the highest number of denials.
Automatic rejection of forms occurs with the absence of signatures, incorrect patient information, usage of the old versions, or the absence of necessary sections.
Inadequate record-keeping of medical necessity results in rejection, as the insurers are unable to determine whether the drug is of clinical use. The ambiguous diagnoses, missing lab results, or missing treatment history do not indicate why you require prior authorization for this specific medication.
Demanding non-preferred medications or taking non-approved medications are common causes of rejection. Insurance formularies identify certain medications as preferred and require you to make an attempt first before they can give you an alternative. Prescribing drugs for unapproved purposes requires an extraordinary demonstration of medical necessity.
Reviewers cannot assess the requests in a proper way without the appropriate diagnostic codes and treatment history. Correct ICD-10 codes determine your medical case, and records of the other treatments you attempted make reviewers understand that you already exhausted conventional alternatives.
Some drugs need further testing or doctor-to-doctor consultations prior to approval. Some medications may require certain diagnostic findings, genetic measurements, or disease severity measurements.
In peer-to-peer reviews, the prescribing doctor discusses directly with the medical director of the insurance company the medical rationale. This process of appeals is a time-consuming one. The first level of appeals typically requires 7 to 14 days, whereas the second or external review can require 30-60 days.
Several variables govern the pace at which insurance companies process requests towards approval. The policies and review process of each insurance company form the basis of speed in processing.
You can minimize delays and achieve quicker approvals through proactive measures.
Never leave any documentation unfilled or incomplete and hope that everything will work out at the end.
Complete all necessary fields, attach all pertinent medical records, present elaborate clinical reasoning and ensure that you include the appropriate signatures.
Maximize electronic prior authorization whenever you have it available with your patient insurance. The majority of large carriers offer secure web portals or link with electronic health records to facilitate easier submissions.
Maintain communication channels with the insurers throughout the process. Periodically verify that you have received authorization, respond to inquiries immediately and ensure that all parties concerned have your updated contacts.
Collect and submit all the additional supporting information to the insurance provider before the latter even requests such information. Add records of past drug trials, specialist notes, diagnostic tests, and literature evidence that make the patient treatment choice valid.
Employ qualified medical billers who will devise intelligent solutions in complicated authorization cases. Professional medical billing services understand the unique features of each insurer, identify the possible reasons for denials in advance and submit the claims, align correct medical codes with clinical work, and compose demonstrative medical necessity statements that will increase the chance of approval.
Check on current requests in progress to ensure that things are going on. In normal cases, place calls to the insurance company after every two to three days; in emergencies, make daily calls.
How long does prior authorization take for medication? The process of prior authorization takes between 1-3 days in the case of normal medicines and 30 days to over in the case of specialty medicines. Electronic submissions and full documentation will accelerate the approvals, whereas paperwork issues will cause delays.
Given the awareness of the requirements and their active participation in the communication process, you and your patient will be able to pursue this procedure more effectively.
The majority of standard medication authorizations take between 1-3 business days, but the complexity of the medication, the type of insurance company, and the method in which you made the request determine the requisite schedules. Special drugs usually require 7 days to 30 or more days for companies to process and give approval.
Insurance companies require prior authorization to verify that medications meet their medical guidelines and are medically necessary before they approve coverage for patients.
Specialty drugs, biologics, cancer treatments, expensive therapies, non-preferred formulary medications, and drugs with abuse potential typically require prior authorization from insurance companies.
Electronic prescribing systems notify doctors when medications need prior authorization, or you can use real-time prescription benefit tools during your appointment.
A healthcare professional initiates the prior authorization process by submitting patient’s prescription information and medical records to an insurance company.
Delays occur primarily due to incomplete documentation, ineffective justification of medical necessity, prescription of drugs not listed on the formulary, absence of diagnostic codes or failing to satisfy step therapy criteria.
Our expert billing team can help you avoid denials and speed up insurance approvals.
EZ MD Solutions, LLC supports 75+ active US healthcare practices with a team of 200+ across the US, Latin America, and Asia.
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